Risk Disclaimers

1. General Disclaimer

Sidoconnect Ltd ("Company", "we", "our") is a startup-stage business developing three digital platforms. By participating as a partner, you acknowledge and accept that:

• This is an entrepreneurial venture with significant risk
• Success is not guaranteed and failure is possible
• You could lose your entire capital contribution
• This is a long-term commitment (minimum 3-5 years)
• No government agency has approved or endorsed this opportunity

2. No Guaranteed Returns

2.1 Profit Distribution

2.2 Capital Return

3. Business Risks

3.1 Startup Risk

Sidoconnect is a startup business. Statistics show that:

• 90% of startups fail within the first 5 years
• Most tech platforms never achieve profitability
• Development often takes longer and costs more than anticipated
• User adoption is highly uncertain and unpredictable

3.2 Execution Risk

The Company may face challenges in:

• Development: Technical difficulties, delays, cost overruns
• Team: Key personnel leaving, inability to hire talent
• Operations: Poor management decisions, operational failures
• Strategy: Wrong market positioning, failed strategies

3.3 Market Risk

• Competition: Well-funded competitors (Facebook, Twitter, OLX, etc.)
• Market Adoption: Users may not adopt the platforms
• Market Changes: Consumer preferences may shift
• Economic Conditions: Recession, inflation, currency devaluation

3.4 Technology Risk

• Technical failures or security breaches
• Platform crashes or performance issues
• Inability to scale infrastructure
• Obsolescence of technology choices
• Cyber attacks or data breaches

3.5 Financial Risk

• Insufficient Capital: May need more funding than anticipated
• Burn Rate: May run out of money before profitability
• Revenue Risk: May fail to generate expected revenue
• Cost Overruns: Actual costs may exceed projections

4. Partnership-Specific Risks

4.1 Liquidity Risk

4.2 Dilution Risk

Your ownership percentage may be diluted if:

• The Company issues additional units
• New partners are brought in
• The Company raises additional capital
• Stock options or incentives are granted

4.3 Control Risk

As a partner, you have:

• NO management authority or control
• NO voting rights on major decisions
• NO ability to direct business operations
• NO guarantee of information rights beyond what's provided

The Founding Team retains full control over all business decisions.

4.4 Exit Risk

There may be NO profitable exit:

• The Company may never be acquired
• There may be no IPO or public listing
• Liquidation may return nothing to partners
• Your units may become worthless

5. Regulatory & Legal Risks

5.1 Regulatory Changes

• New laws may restrict or prohibit operations
• Licensing requirements may be imposed
• Data protection regulations may increase costs
• Islamic finance regulations may change

5.2 Legal Disputes

• The Company may face lawsuits
• Intellectual property disputes may arise
• Partnership disputes may occur
• Regulatory investigations may happen

5.3 Tax Implications

• Profit distributions may be taxable
• Tax treatment may be unclear or unfavorable
• Tax laws may change
• You are responsible for your own tax obligations

6. Information Limitations

6.1 Forward-Looking Statements

Any statements about future plans, projections, or expectations are:

• Based on current assumptions that may prove wrong
• Subject to significant uncertainties and risks
• NOT guarantees of future performance
• May change without notice

6.2 No Audit

• Financial information may be unaudited
• Projections may be unrealistic or inaccurate
• Business plans may change significantly
• No independent verification is provided

7. Partner Responsibilities

By participating, you confirm that:

• You have READ and UNDERSTOOD all risks
• You can AFFORD to LOSE your entire contribution
• You are participating VOLUNTARILY
• You have NOT relied solely on our statements
• You have conducted your OWN due diligence
• You have sought INDEPENDENT professional advice (or chosen not to)
• You understand this is a LONG-TERM commitment

8. Specific Disclaimers

8.1 No Promises

We make NO promises, representations, or warranties regarding:

• Platform launch dates or timelines
• User numbers or growth rates
• Revenue or profitability
• Profit distributions or amounts
• Unit value appreciation
• Ability to sell or transfer units
• Any specific outcomes or results

8.2 Limited Liability

Partners' liability is limited to their capital contribution. However:

• You cannot claim additional damages from the Company
• You cannot sue for lost opportunity costs
• Your recourse is limited to your proportional share of assets

8.3 Force Majeure

The Company is not liable for failure due to circumstances beyond control:

• Natural disasters, wars, pandemics
• Government actions, regulations
• Internet or infrastructure failures
• Acts of God or terrorism

9. Suitability

10. Your Acknowledgment

By participating, you explicitly acknowledge that:

1. You have read and understood all risk disclaimers
2. You accept ALL risks described in this document
3. You may lose ALL of your capital
4. There are NO guaranteed returns or profits
5. Your capital is NOT refundable
6. Units are ILLIQUID and may be impossible to sell
7. You are participating VOLUNTARILY with full knowledge of risks
8. You have sought (or chosen not to seek) independent advice
9. You can AFFORD to lose your entire contribution
10. You will NOT hold the Company liable for losses

11. Questions?

If you have questions about these risks, contact us BEFORE participating:

• Email: support@sidoconnect.name.ng
• WhatsApp: 07037261934

These disclaimers are not exhaustive. Other risks may exist that we have not identified or anticipated.